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Quotes

Don't try to time the market.

The highest dividend money pays is providing the ability to control your time. [Source]

Any money you spend that does not make you happier is wasted.* (* Research shows this ends up being most of our money). [Source @ 9:39]

More fiction has been written in Microsoft Excel than in Microsoft Word. [Source]

Once-in-a-century events happen all the time because lots of unrelated things could go wrong. If, in any given year, there’s a 1% chance of a new disastrous pandemic, a 1% chance of a crippling depression, a 1% chance of a catastrophic flood, a 1% chance of political collapse, and on and on, then the odds that something bad will happen next year – or any year – are … pretty good. It’s why Arnold Toynbee says history is “just one damn thing after another.” [Source]

"Spend extravagantly on things you love, and cut mercilessly on things you don’t." - Ramit Sethi

That $1 invested in 1950 would grow to $17 by the end of 1972 and subsequently drop to $10 by the fall of 1974. From there it would grow to $95 by the fall of 1987, only to drop to $62 over the course of a single week because of the Black Monday crash. That $62 would have turned into an unbelievable $604 by the spring of 2000. By the fall of 2002 that $604 would have been down to just $340. After slowly working its way all the way to $708 by the fall of 2007, over the next year-and-a-half it would be cut in half down to $347 by March 2009. By the end of December 2009 that initial $1 was worth $537, which is less than the $590 it was worth a decade earlier by the end of 1999. [Source]

  • r/personalfinance - Community for budgeting, saving, getting out of debt, credit, investing, and retirement planning.

  • r/PFtools - Personal finance tools.

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